Qualify For Up To $500k - Unsecured Funding

Preferred Funding Group - Programs & Typical Terms

We specialize in unrestricted capital with no collateral requirements or industry restrictions:

• Unsecured Term Loans:

  • Amount: $50,000 – $500,000.

  • Rates: Typically 7% – 12% (dependent on personal credit strength).

  • Repayment: 5 or 7-year fully amortized terms with fixed monthly payments.

  • Timeline: Funding in 7–14 business days.

  • Requirements: 700+FICO, 2 years verified income ($50k minimum).

    
    

• Business Credit Card Program:

  • Amount: $50,000 – $150,000.

  • Intro Rate: 0% interest for the first 6–12 months.

  • Reporting: Reports only to the business EIN, keeping it off the client's personal credit.

    
    

Approval Process

Our process is designed for speed and ease for both you and your clients:

1. Simple Application: A one-page pre-qualification form.

2. 24-Hour Pre-Approval: We provide a preliminary estimate within one business day.

3. No Initial Hard Inquiry: We perform a soft credit pull first; hard inquiries only occur once a client chooses to move forward with a specific approval.

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